diff --git a/r-and-d/stablecredit.md b/r-and-d/stablecredit.md
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--- a/r-and-d/stablecredit.md
+++ b/r-and-d/stablecredit.md
@@ -6,5 +6,21 @@ description: In Development
 
 {% embed url="https://medium.com/iearn/introducing-stablecredit-a-new-protocol-for-decentralized-lending-stablecoins-and-amms-7252a43ee56" %}
 
+## Explanations
 
+1. Finematics [explains](https://twitter.com/finematics/status/1305188626008100865) the whole process in 30 secs.
+2. Andre joins the CODEUP 38 and [explains](https://www.youtube.com/watch?v=bdC3rNDChbw&feature=youtu.be&t=2002) the product himself.
+3. Economic Designs also takes a shot at [explaining](https://twitter.com/lisajytan/status/1304584889237270528) it.
 
+## Other concepts
+
+* Stablecredit uses single-sided [Automated Market Makers](https://docs.yearn.finance/defi-glossary#automated-market-maker). Here is more [info](https://www.youtube.com/watch?v=842acSWmBC4&t=336s) on how AMMs work.
+* [Collateral](https://docs.yearn.finance/defi-glossary#collateralization), Multicollateral.
+* MakerDAO and [MakerDAO CDPs](https://docs.yearn.finance/defi-glossary#maker) is a lending system which StableCredit builds on conceptually.
+* Utilization Ratio is the maximum amount of credit a user will get from the deposited amount.
+
+
+## What the user gets
+
+1. The user gets a Credit Line by providing "almost any token". Currently, any token available in the [CHAINLINK oracle (price feeds)](https://feeds.chain.link/).
+2. The credit line is given to the user in a StableCredit token. This is a new token minted. This token is a stable token. The user can only get up to 75% from the total amount deposited into the StableCredit contract. This 75% is called utilization ratio.