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Improve StableCredit page (#23)
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* Improve StableCredit page

* Clean up StableCredit part

Co-authored-by: LAPTOP-BMG44977\migue <[email protected]>
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milkyklim and miguel567 committed Sep 24, 2020
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{% embed url="https://medium.com/iearn/introducing-stablecredit-a-new-protocol-for-decentralized-lending-stablecoins-and-amms-7252a43ee56" %}

## Explanations

1. Finematics [explains](https://twitter.com/finematics/status/1305188626008100865) the whole process in 30 secs.
2. Andre joins the CODEUP 38 and [explains](https://www.youtube.com/watch?v=bdC3rNDChbw&feature=youtu.be&t=2002) the product himself.
3. Economic Designs also takes a shot at [explaining](https://twitter.com/lisajytan/status/1304584889237270528) it.

## Other concepts

* Stablecredit uses single-sided [Automated Market Makers](https://docs.yearn.finance/defi-glossary#automated-market-maker). Here is more [info](https://www.youtube.com/watch?v=842acSWmBC4&t=336s) on how AMMs work.
* [Collateral](https://docs.yearn.finance/defi-glossary#collateralization), Multicollateral.
* MakerDAO and [MakerDAO CDPs](https://docs.yearn.finance/defi-glossary#maker) is a lending system which StableCredit builds on conceptually.
* Utilization Ratio is the maximum amount of credit a user will get from the deposited amount.


## What the user gets

1. The user gets a Credit Line by providing "almost any token". Currently, any token available in the [CHAINLINK oracle (price feeds)](https://feeds.chain.link/).
2. The credit line is given to the user in a StableCredit token. This is a new token minted. This token is a stable token. The user can only get up to 75% from the total amount deposited into the StableCredit contract. This 75% is called utilization ratio.

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